Ranked at $150/month gas spend ($1,800/year). Annual savings shown for each card. Warehouse club gas stations (Costco, Sam's Club) noted separately where cards differ. Based on published card terms as of June 2026.
At $150/month gas: $72/year at 4% with zero card fee. Costco membership is separate. Best gas card if you're already a Costco member — rewards are sent as an annual certificate.
See all reviews →5x at gas stations earns 5 points/dollar. At $150/month: 9,000 pts/year. Points value roughly 0.85–1¢ = $76–90/year. Best gas earn rate if you qualify for PenFed membership (open to most with small donation).
See all reviews →3x on gas = $54/year at $150/month with $0 fee. The value compounds across 6 categories — if you also spend on dining, travel, and transit, total earn across categories is 2–3x better than gas alone. Best no-fee card for multi-category earners.
See all reviews →3% on gas earns $54/year at $150/month. Also earns 3% on dining, grocery, entertainment. Simple cash back. Best no-fee option for gas + lifestyle categories.
See all reviews →In gas quarters: $150/month × 5% × 3 months = $22.50 per quarter. About $45–67/year depending on how many gas quarters appear. Best when combined with year-round spending — not reliable as primary gas card.
See all reviews →3% on gas earns $54/year at $150/month. The fee isn't justified by gas alone — but if you already use BCP for 6% groceries, gas rewards are a bonus. Don't get this card for gas only.
See all reviews →5% in gas quarters earns ~$22.50/quarter when active. First-year match can double total. Best supplemental card for committed rotation trackers.
See all reviews →3x gas earns 5,400 ThankYou pts/year at $150/month. Via Turkish Airlines: potentially 2¢+ = $108/year. Fee isn't justified by gas alone — pair with dining (3x) and hotel (3x) spend to justify.
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