Home / Compare / Amex Blue Cash Preferred vs Capital One Venture X

Amex Blue Cash Preferred vs Capital One Venture X

Claire's comparison · last verified June 2026
Claire's quick verdict

Capital One Venture X (8.9/10) wins for most people. Amex Blue Cash Preferred wins for a specific profile.

Runner-up
Amex Blue Cash Preferred
8.3/10
Fee: $95
6% groceries, 6% streaming
Full review →
Winner
Capital One Venture X
8.9/10
Fee: $395
2x on everything
Full review →
Who should choose Amex Blue Cash Preferred

Families spending $250+/month at US supermarkets. Best grocery card. 6% is the highest available. Math works at $250+/month.

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Who should choose Capital One Venture X

Travelers who book through portals. Cleanest premium card math. $400 in credits + anniversary miles = effectively free.

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Head to head, by the numbers

Amex Blue Cash Preferred Capital One Venture X
Claire's score8.3/108.9/10
Price——
Top strength6% at US supermarkets up to $6,000/year$300 annual travel credit offsets most of the fee
Biggest drawback$95 annual fee from year two$300 credit only applies to Capital One Travel bookings
The case for Amex Blue Cash Preferred
•6% at US supermarkets up to $6,000/year
•6% on select streaming services
•3% at US gas stations
•$0 first-year annual fee
The case for Capital One Venture X
•$300 annual travel credit offsets most of the fee
•10,000 anniversary miles worth $100
•Priority Pass + Capital One lounges
•2x miles on all purchases
Bottom line

Capital One Venture X is Claire's recommendation for most people reading this comparison. Score: 8.9/10. Cleanest premium card math. $400 in credits + anniversary miles = effectively free.

Amex Blue Cash Preferred (8.3/10) is the right choice for a specific situation: families spending $250+/month at us supermarkets. If that describes you, the full review has the complete math.

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