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Chase Sapphire Reserve vs Amex Blue Cash Preferred

Claire's comparison  ·  June 2026  ·  Last verified June 2026
Claire's Quick Verdict

Amex Blue Cash Preferred (8.3/10) wins for most people. Chase Sapphire Reserve wins for a specific profile.

Side-by-Side Comparison

Runner-Up
Chase Sapphire Reserve
8.2
Fee: $550
3x travel, 3x dining
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Winner
Amex Blue Cash Preferred
8.3
Fee: $95
6% groceries, 6% streaming
Full review →

Who Should Choose Chase Sapphire Reserve

Frequent travelers who use airport lounges. Better than Preferred at $500+/month travel spend. Lounge access tips the math.

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Who Should Choose Amex Blue Cash Preferred

Families spending $250+/month at US supermarkets. Best grocery card. 6% is the highest available. Math works at $250+/month.

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Claire's Final Verdict

Amex Blue Cash Preferred is Claire's recommendation for most people reading this comparison. Score: 8.3/10. Best grocery card. 6% is the highest available. Math works at $250+/month.

Chase Sapphire Reserve (8.2/10) is the right choice for a specific situation: frequent travelers who use airport lounges. If that describes you, the full review has the complete math.

Frequently Asked Questions

Which is better: Chase Sapphire Reserve or Amex Blue Cash Preferred?
Amex Blue Cash Preferred (8.3/10) wins for most people. Best grocery card. 6% is the highest available. Math works at $250+/month. Chase Sapphire Reserve is the right choice if: frequent travelers who use airport lounges.
What is Claire's score for Chase Sapphire Reserve?
Claire rates Chase Sapphire Reserve 8.2/10. Verdict: Better than Preferred at $500+/month travel spend. Lounge access tips the math.
What is Claire's score for Amex Blue Cash Preferred?
Claire rates Amex Blue Cash Preferred 8.3/10. Verdict: Best grocery card. 6% is the highest available. Math works at $250+/month.
Who should choose Chase Sapphire Reserve?
Frequent travelers who use airport lounges.
Who should choose Amex Blue Cash Preferred?
Families spending $250+/month at US supermarkets.
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