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Citi Double Cash vs Amex Blue Cash Preferred

Claire's comparison · last verified June 2026
Claire's quick verdict

Amex Blue Cash Preferred (8.3/10) wins for most people. Citi Double Cash wins for a specific profile.

Runner-up
Citi Double Cash
8.1/10
Fee: $0
2% on everything
Full review →
Winner
Amex Blue Cash Preferred
8.3/10
Fee: $95
6% groceries, 6% streaming
Full review →
Who should choose Citi Double Cash

No-fee flat-rate cashback. The math floor. 2% everywhere, no fee, no categories to track.

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Who should choose Amex Blue Cash Preferred

Families spending $250+/month at US supermarkets. Best grocery card. 6% is the highest available. Math works at $250+/month.

Apply now →

Head to head, by the numbers

Citi Double Cash Amex Blue Cash Preferred
Claire's score8.1/108.3/10
Price——
Top strength2% on everything (no categories)6% at US supermarkets up to $6,000/year
Biggest drawbackNo bonus categories$95 annual fee from year two
The case for Citi Double Cash Card
•2% on everything (no categories)
•No annual fee
•No foreign transaction fee
•Balance transfer option (0% intro periods available)
The case for Amex Blue Cash Preferred
•6% at US supermarkets up to $6,000/year
•6% on select streaming services
•3% at US gas stations
•$0 first-year annual fee
Bottom line

Amex Blue Cash Preferred is Claire's recommendation for most people reading this comparison. Score: 8.3/10. Best grocery card. 6% is the highest available. Math works at $250+/month.

Citi Double Cash (8.1/10) is the right choice for a specific situation: no-fee flat-rate cashback. If that describes you, the full review has the complete math.

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