Cards Made Simple / Sources

Our Sources

Cards Made Simple cites primary sources for every specific claim. This page lists all sources used across the site with verification dates.

Primary
5
Secondary
4
Government
1
Academic
0
Source Claim Type Verified
Chase.com — Sapphire Preferred product page Chase Sapphire Preferred earns 3x on dining and 2x on travel... primary 2026-06-01
Chase.com — Sapphire Preferred product page Chase Sapphire Preferred annual fee is $95... primary 2026-06-01
AmericanExpress.com — Gold Card product page Amex Gold earns 4x Membership Rewards on US dining... primary 2026-06-01
AmericanExpress.com — Gold Card product page Amex Gold annual fee is $325... primary 2026-06-01
Experian Consumer Credit Review 2025 Average US credit score is approximately 714... secondary 2026-01-01
Bankrate — Current credit card interest rates Average credit card interest rate in the US... secondary 2026-06-01
myFICO.com — What's in Your Credit Score Credit utilization accounts for 30% of FICO score... secondary 2026-01-01
myFICO.com — What's in Your Credit Score Payment history accounts for 35% of FICO score... secondary 2026-01-01
CFPB — Consumer Credit Card Market Report Credit card market size and consumer data... government 2025-10-01
Capital One — Venture X product page Capital One Venture X has a $300 annual travel credit... primary 2026-06-01
Verification Policy: Primary sources (brand websites, product pages) are verified every 90 days. Government data every 6 months. Academic research annually. If you find an outdated source, email us at [email protected].