What Is Costing You Right Now

Enter your current card and monthly spending. See the exact annual gap between what you're earning and what you could be earning. The number is usually embarrassing.

"Marcus has been using a debit card for eleven years. I made this calculator so he could see the number. He now carries the Sapphire Preferred. This tool works." — Claire

Your Current Setup

Current card type

Years using this card

Monthly Spending

Dining out ($)

Groceries ($)

Travel / gas ($)

Everything else ($)

Total left on the table

over 3 years

You earn / month

You could earn / month

Annual gap

Lifetime gap

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Not financial advice. Rates estimated. Verify with card issuers. Affiliate disclosure: Claire earns commission on card applications.