Free, no-login calculators that turn the fine print into a clear answer. Each one does the math we'd do for you by hand.
Enter your monthly spend and your current card. See exactly what a better card would put back in your pocket — after fees.
Open the calculator →Answer four questions about your goals and spending. Get Claire's exact recommendation, with the reasoning shown.
Run the match →See what your current card is quietly costing you versus the best card for your spending — net of annual fees.
Calculate the gap →The stage-by-stage path from any score to the cards you actually want — with the right move at each step.
Start the roadmap →Pick up to three cards and line them up side by side on fees, rewards, and CMS score — winner flagged in every row.
Compare side by side →Enter your balance, rate, and payment to see your debt-free date, total interest, and how much extra speeds it up.
Plan the payoff →The 50/30/20 split on your take-home pay — clear targets for needs, wants, and savings, and where a card fits.
Audit my budget →