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Chase Sapphire Preferred vs Amex Blue Cash Preferred

Claire's comparison  ·  June 2026  ·  Last verified June 2026
Claire's Quick Verdict

Chase Sapphire Preferred (8.7/10) wins for most people. Amex Blue Cash Preferred wins for a specific profile.

Side-by-Side Comparison

Winner
Chase Sapphire Preferred
8.7
Fee: $95
3x dining, 2x travel
Full review →
Runner-Up
Amex Blue Cash Preferred
8.3
Fee: $95
6% groceries, 6% streaming
Full review →

Who Should Choose Chase Sapphire Preferred

Entry-level premium travel card for $300+/month dining. Best first rewards card. 3x dining + $95 fee = correct math for most people.

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Who Should Choose Amex Blue Cash Preferred

Families spending $250+/month at US supermarkets. Best grocery card. 6% is the highest available. Math works at $250+/month.

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Claire's Final Verdict

Chase Sapphire Preferred is Claire's recommendation for most people reading this comparison. Score: 8.7/10. Best first rewards card. 3x dining + $95 fee = correct math for most people.

Amex Blue Cash Preferred (8.3/10) is the right choice for a specific situation: families spending $250+/month at us supermarkets. If that describes you, the full review has the complete math.

Frequently Asked Questions

Which is better: Chase Sapphire Preferred or Amex Blue Cash Preferred?
Chase Sapphire Preferred (8.7/10) wins for most people. Best first rewards card. 3x dining + $95 fee = correct math for most people. Amex Blue Cash Preferred is the right choice if: families spending $250+/month at us supermarkets.
What is Claire's score for Chase Sapphire Preferred?
Claire rates Chase Sapphire Preferred 8.7/10. Verdict: Best first rewards card. 3x dining + $95 fee = correct math for most people.
What is Claire's score for Amex Blue Cash Preferred?
Claire rates Amex Blue Cash Preferred 8.3/10. Verdict: Best grocery card. 6% is the highest available. Math works at $250+/month.
Who should choose Chase Sapphire Preferred?
Entry-level premium travel card for $300+/month dining.
Who should choose Amex Blue Cash Preferred?
Families spending $250+/month at US supermarkets.
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Head to head, by the numbers

Chase Sapphire PreferredAmex Blue Cash Preferred
Claire's score8.7/108.3/10
Price——
Top strength3x points on dining6% at US supermarkets up to $6,000/year
Biggest drawback$95 annual fee$95 annual fee from year two

The case for Chase Sapphire Preferred

The case for Amex Blue Cash Preferred

Bottom line

Chase Sapphire Preferred takes this one on the numbers (8.7/10 vs 8.3/10). The best entry-level premium travel card. The math works for anyone spending over $300/month on dining.

That said, Amex Blue Cash Preferred isn't a loser — it's a different answer. Best grocery card for families. 6% at US supermarkets up to $6,000/year is the highest earn rate in the category.

Read the full breakdowns: Chase Sapphire Preferred review · Amex Blue Cash Preferred review · all rankings.