9 toolss

Interactive Tools

Run the numbers yourself. Claire built these so you don't have to guess.

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APR Calculator — Real Cost of Credit Card Interest | Cards Made Simple

Enter your balance and APR. Claire shows exactly how much interest you'll pay, when you'll be debt-free, and whether a balance transfer actually saves you money.

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Balance Transfer Calculator — Is It Worth It? | Cards Made Simple

Is a balance transfer worth it for you? Enter your balance, current APR, and transfer offer. Get the exact break-even date and Claire's verdict.

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Budget Analyzer — Claire's Card Recommendations By Spend | Cards Made Simple

Enter your monthly spending. Claire calculates your annual rewards potential and recommends the exact cards for your spending profile. Updated June 2026.

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Card Matcher — Find Your Perfect Card | Cards Made Simple

Claire's card matching tool. Enter your spending profile and get the exact card that maximizes your rewards. The math done for you.

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What Is Costing You — Cards Made Simple

Enter your current card and spending. See exactly what you're leaving on the table every year. The number is usually embarrassing.

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Credit Score Simulator — What Moves Your Score | Cards Made Simple

Enter your current credit situation. Claire's simulator shows exactly what raises your score, by how much, and how long it takes. Updated June 2026.

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Debt Payoff Planner — Avalanche vs Snowball | Cards Made Simple

Enter your debts. Claire calculates avalanche vs snowball payoff — total interest saved, months to freedom, and the card you unlock when it's done.

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Net Worth Tracker — Claire's Annual Snapshot | Cards Made Simple

Track your net worth: assets minus liabilities. Claire's framing: net worth is the number your credit card rewards are building toward.

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Multi-Card Rewards Optimizer — Max Every Dollar | Cards Made Simple

Enter all your cards and monthly spending by category. Claire shows you the optimal card for each spend type to maximize annual rewards. The math done for you.

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Claire already ran the math.

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