Citi Double Cash vs Amex Blue Cash Preferred
Claire's comparison · June 2026 · Last verified June 2026
Claire's Quick Verdict
Amex Blue Cash Preferred (8.3/10) wins for most people. Citi Double Cash wins for a specific profile.
Side-by-Side Comparison
Who Should Choose Citi Double Cash
No-fee flat-rate cashback. The math floor. 2% everywhere, no fee, no categories to track.
Who Should Choose Amex Blue Cash Preferred
Families spending $250+/month at US supermarkets. Best grocery card. 6% is the highest available. Math works at $250+/month.
Claire's Final Verdict
Amex Blue Cash Preferred is Claire's recommendation for most people reading this comparison. Score: 8.3/10. Best grocery card. 6% is the highest available. Math works at $250+/month.
Citi Double Cash (8.1/10) is the right choice for a specific situation: no-fee flat-rate cashback. If that describes you, the full review has the complete math.
Frequently Asked Questions
Which is better: Citi Double Cash or Amex Blue Cash Preferred?
Amex Blue Cash Preferred (8.3/10) wins for most people. Best grocery card. 6% is the highest available. Math works at $250+/month. Citi Double Cash is the right choice if: no-fee flat-rate cashback.
What is Claire's score for Citi Double Cash?
Claire rates Citi Double Cash 8.1/10. Verdict: The math floor. 2% everywhere, no fee, no categories to track.
What is Claire's score for Amex Blue Cash Preferred?
Claire rates Amex Blue Cash Preferred 8.3/10. Verdict: Best grocery card. 6% is the highest available. Math works at $250+/month.
Who should choose Citi Double Cash?
No-fee flat-rate cashback.
Who should choose Amex Blue Cash Preferred?
Families spending $250+/month at US supermarkets.
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